I've been a long-time lurker and reader of the blogs, and decided to go into it myself. I want to blog and document what I do as a way of holding myself accountable.
I want to retire "early-ish" at around 55-59-ish. Unfortunately, I started this journey at 39 years of age. I'm turning 40 in a few months' time. So, I know I have some hard work ahead of me.
I am a healthcare professional. I work full time and am self-employed part-time. The plan is to transition full time into self-employment over the next year so that I can have a better quality of time/time/leisure for about the same amount of money. I'm in a single person household and only have one income. No kids or pets.
I had a lot of consumer debt ($57,797.94) and spent the last 12 years paying it off in a very inefficient manner. I now only have $9,600 in consumer debt on a zero-interest card that I plan to pay off by the end of the year.
I just purchased my first house. Terrible market to buy where I am right now. But, I am delighted to finally have a house. Put 5% down. Made my first mortgage payment last month. 30-year mortgage. But, mortgages are evil. So, I hope to have the house paid in 8-9 years if I can - if nothing horrible happens that derails my plans.
Now, off to figure out some blog formatting things.
Hello SA World