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Updates

July 15th, 2019 at 10:00 am

I went on vacation and then things got busy and in the way of blogging.

Overall, I am doing well. Keeping under budget, and making good financial decisions overall.

I'm on track to pay off my last remaining credit card (currently at 0% APR) by December

Also on track to have EF at $6000 by the end of the year.

I am also making small extra payments towards the mortgage. I won't start making larger principal payments until mid-next year.

The cruise is nearly paid off just from savings from my monthly budget. I paid $400 towards it this month, which leaves a balance of $119.36 which I am sure I will be able to save from next month's projected budget. Doing this feels like a challenge of sorts - and makes me more motivated to find ways to save. This leaves extra money from my travel fund to put towards my airline ticket to Florida from where the cruise departs.

The garden is doing well. My squashes are still doing wonderfully well. I've harvested 45 zucchini already. Next year, I think instead of 4 yellow zucchini, I will plant one yellow zucchini, one green zucchini, and one pattypan squash. My snap peas and some tomatoes are also doing great. Two of my tomatoes look stressed and don't have any fruit on them yet. The rest are doing great. My beets succumbed to beet leaf miner. And for some bizarre reason my beans don't have a single flower on them - I have 6 pole beans and not a single flower or fruit. I don't know what is happening. Lettuce and herbs are doing great. I harvested all my radishes. My hot peppers and bell peppers are also doing well. My sweetmeat squash vine has 7 baby fruit on it. I don't know how many of them will actually be viable, but I anticipate getting at least three.

Tomorrow, I am going to talk with my supervisor and let her know that I want to quit my job by March of next year, and work out a transition plan to cut back my hours and train a replacement for my position. I am both nervous and excited. I have not had any new clients in a little while at my SE job, but I have to keep reminding myself that this is summer - and is a slow time. My plan is to have paid off my credit card, have $10K in EF, and another $10K in a global sinking fund, and have a new-to-me car purchased before I leave my current job for full time self-employment.

1 Responses to “Updates”

  1. Amber Says:

    You’re doing great with the CC and EF.

    In reference to work, change is a little scary but I’m sure you’ll do fine

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